Why You Need An Injury Lawyer For Your Personal Injury Claim
Suffering from a severe injury such as a traumatic brain injury (TBI) can have a long-lasting impact on your life. It can result in physical and mental disabilities and also lead to costly medical bills. Insurance companies may attempt to minimize your compensation, so having an experienced attorney by your side is crucial to ensure your rights are protected.
They are Experienced
A Philadelphia injury lawyer can work through complicated legal procedures, confusing medical terms, and paperwork. They can also provide an objective opinion about your situation, which is essential because your emotions may interfere with the ability to see your case. They will collect evidence such as accident reports, medical records, and income loss documentation. They will also prepare interrogatories or depositions, where they ask you questions under oath. When necessary, they can request that the defendant or insurer send you to a specialist for non-destructive testing of products that were part of your accident. Ultimately, the attorney will submit a package of documents, including a detailed liability analysis with a settlement demand.
Help You Deal With Medical Bills
When you’re injured in an accident, you must focus on getting medical care and a good recovery. Your personal injury lawyer can help you with your medical bills by working with hospitals, doctors, and other providers to negotiate payment plans or put you on a repayment plan while you await your settlement. Your attorney will compile your current and future medical bills and use them during settlement negotiations or at trial to determine how much you deserve in compensation. They can also help you deal with medical liens, which are claims against your settlement by the hospital, doctor, or other provider who provided treatment. They can often reduce them to pennies on the dollar, increasing the money you walk away with.
Negotiate With Insurance Companies
The first step in getting compensation for your losses is filing a claim. Then, the insurance company will start negotiating. A Philadelphia personal injury attorney can help you prepare for these negotiations. This includes gathering essential records, like medical bills, property damage reports, witness statements, and photos. They can also help you calculate your damages, which include lost wages and future loss of earning capacity. They can also assist you in recovering any irreplaceable property, such as a cherished heirloom, damaged or destroyed in the accident. They can also protect you from misleading statements by the insurance adjuster, such as claiming that hiring a lawyer is costly and slows down the process. They can also help you determine what a fair settlement amount is. This is based on your losses and what similar claims have been settled for in the past.
Help You Deal With Insurance Companies
Your injury attorney is responsible for communicating and negotiating with insurance companies on your behalf. This helps to even the playing field between you and the insurance company, thereby increasing the likelihood of receiving a fair settlement. To determine how much your claim is worth, your lawyer will use medical records and other evidence to establish the severity of your injuries. They will also consult with medical experts who can serve as expert witnesses and testify in court if your case goes to trial. Ask friends and family members for recommendations when looking for an injury lawyer. Research their websites and look for client testimonials to ensure you choose a competent and experienced lawyer. They may even offer a free consultation to get started.
Calculate Damages
Whether you’ve suffered a minor injury or a catastrophic one, your injury lawyer will work with you to calculate the cost of your damages. The key to a successful claim is proof. Your lawyer will help you gather records from a licensed healthcare professional describing your prognosis, the extent of your injuries, and written opinions and testimonies from expert witnessesthat support your case. While economic damages, also known as special damages, are relatively easy to prove with receipts and other documentation, calculating noneconomic losses such as pain and suffering can be much more difficult. While there are some formulas to use, they’re subjective and can vary widely from case to case. Having a reasonable attorney on your side will make the process smoother and increase the odds of success.